Feb 9, 2012

Fresh And New Investment Year

Hi, I'm back.

My last blogging was in August 2011 and did not update for a pretty while. This is because I have landed on a new job and it requires my full attention at that period of time. But now things are settling down, so I have some personal time to continue with my blogging on my investment journey.

It has been a dramatic change since my last blogging - 
  1. PST is delisted
  2. FSL has a huge cut in DPU
  3. AimsAmpReit has undergone a share consolidation
These unexpected events (at least for me) will have great impact on my goal and dream to arrive at a sustainable and consistent income stream to finally achieve my financial freedom.

This put me into thinking recently, while watching events unfolding themselves, what have I done correctly or incorrectly? What can be done to ensure a more predictable Average Monthly Dividend Achievement (AMDA) for myself?  I am going back to the basic to find out the answer.

Take for an example, I happen to come across one blogger, Musicwhiz, who has had divested his holding in as early as 3rd August 2010 at an average price of S$0.41125. His reason for divesting was purely based on his fundamental analysis of the company that it has unsustainable business model. Fast forward to today, on hind sight, he is right about it! This leads me to re-think my investment methodology  and realize I should not chase for risky high-dividend yield, because like everything else, there is a price tag for what it is.

With this in mind, I will want to ensure my future purchase of any stock to meet the following criteria:

  1. Reasonable fundamental analysis using value investing method
  2. Continue to buy only companies that are paying consistent and sustainable dividends
  3. Avoid super high-yield candidates, medium ones that are giving 3 ~ 5% yield are acceptable
The above criteria is not still not finalized or crystallized yet because I still have other ideas in mind which I shall share with you at a later part.

At the moment, I am sorting the records I have been missing out during the period from my last update till now. I will publish them once it has been done.

Last but not least, if you happen to drop by this blog, I want to wish you great fortune and great health in this new fresh year!

Sign off with best regards.
Posted by income investor at 2:59 AM
Labels:

7 comments:

  1. FoodieFCFebruary 9, 2012 at 8:49 PM

    Hi,

    Been following you and thought that you have stopped posting. Was surprised when I click here (its save under my favourites) and saw a new post. All the best to you in 2012! I am waiting to see your take on some of the stocks!

    Huat Ah!

    ReplyDelete
  2. income investorFebruary 17, 2012 at 2:13 AM

    Hi FoodieFC. Thank you very much for reading my blog :=)
    I am still consolidating my results (slowed by my current work load - dead tired after that), and will want to quickly get back on track as much as I hope. All the best to you and investment in 2012 too!

    With sincere wishes.

    ReplyDelete
  3. AnonymousMarch 5, 2012 at 2:19 PM

    The key to success is something known as passive income which is money earned without much time or effort.


    Passive Income

    ReplyDelete
  4. investment in farmlandMarch 7, 2012 at 10:06 AM

    If it is giving a super high yield, it is frequently an indication that there is something wrong with the stock.

    ReplyDelete
  5. Olli PeltonenMay 9, 2012 at 5:44 PM

    It is a good idea that you use value investing method,ensuring your future might be hard but still for me you can do it.Goodluck.

    ReplyDelete
  6. Passive incomeJuly 20, 2012 at 12:37 PM

    I am not sure, 3-5 % does not cover inflation, I am looking for something like gold and silver to help hedge on that

    ReplyDelete
  7. PENNY STOCK INVESTMENTSDecember 20, 2013 at 2:59 AM

    Great blog posts

    ReplyDelete

Subscribe to: Post Comments (Atom)